2019 was great but the 2nd half of the year was challenging for us. change in pace, manpower, and because i travelled a lot for my generally non-paying gigs, i realized i was financially in the low.
december made me reassess my choices and the events in 2019. i can only be positive about the coming new year. 2020 brings in so much hope it’s easy to get carried away with all that positive energy. thank God.
in 2020 i aim to be working more because i need money. i’ve a condo turnover this year (been paying for this for the last 5 years and the closing fees are pretty hefty plus i needed to get a bank loan this year). lord knows i also need new appliances and furniture for this.
i have a few film projects as prod designer this coming year, filming outside the phils. this obviously does not automatically mean i get paid more (it kinda does but not in a major major way). it just means we get to experience (again) living in another country for maybe a month or so (shot in vancouver, slovenia, siargao before. love the experience).
i have to go through a change of manpower this year for my team. maybe more like i need to mix it up. this means i also need to train people again and kinda start from scratch. part of me says im too old to be doing this. the other half tells me i nevertheless need to do it anyway so here goes.
my other plans are also not to put too much of my eggs in one basket so im working as a financial adviser as well since last year. this year i still need to find my stride and approach but im committing to this. it’s also means constantly reevaluating myself in the process and it’s both scary and fun. and scary.
on the back of my head i want to do something “easy” and hopefully income generating so i might dive into a small business of making soaps and shampoo bars this year and im asking my niece to help me out with marketing and sales so she gets her hands into a business she can handle. she’s 18 so im hoping this will help her future self.
last week before i left cdo to go back to manila, i talked to my nieces and nephew (aged 25, 18 and 16) about our family’s land properties and told them what it means and what these represent. what a land title is and why knowing who are named in those titles are important but more important is that these will eventually go to them. both my other sister and i dont have natural-born children so the next-in-line to own and take care of these houses and buildings would be them three. it’s sort of the kind of talk i wished my elders shared to us when we were younger.
it’s gonna be 19 years until im technically in “retirement age.” that’s not a lot of time actually. my SSS tells me i will only get around 6,500 pension when i retire. i need to set aside more for living expenses and if and when i get sick. that’s a lot of planning. huhu.
2020 is promising. let’s hope and pray it continues to be positive all the way through 🙂
6 thoughts on “2020. are we ready?”
Hi, Ben and Carlo! Here’s to more paying gigs and projects in “extra challenge” 2020!
hahaha so true. let’s hope. i have a loan to pay off pa! huhu
Same here. I’ve finished paying off one bank, but still have the other, much bigger debt from another bank to pay off.
good luck to us! hahahaha
…and just like that, it’s 15 October 2-0-2-1 already!
haha im not ready still for what 2020 gave and we’re already being ushered to 2022.